Monthly and annual senior-care costs for Indiana.
Assisted living in Indiana runs about $4,050 a month on average, or $48,600 a year, based on this site's 2026 cost model. That puts Indiana about 10% below the $4,500 national average for a studio unit with light daily care. Medicare will not pay for any of the Indiana figure above.
The $4,050 Indiana figure comes from this site's 2026 cost model, which starts at the $4,500 national monthly average for a studio unit with light care and adjusts it by regional cost band. Indiana sits in a band that runs about 10% below that national number. The model does not call individual communities, so for a binding number, ask Indiana communities directly for a current rate sheet.
These are statewide Indiana averages for a studio or one-bedroom unit with light daily care, drawn from this site's 2026 cost model. Every Indiana community sets its own price, so treat the table as a planning start, not a quote.
| Period | Indiana average |
|---|---|
| Daily | $133 |
| Weekly | $935 |
| Monthly | $4,050 |
| Annual | $48,600 |
Some Indiana costs may qualify as medical expenses if the resident is chronically ill under IRS rules and a doctor has certified a plan of care. A tax professional familiar with Indiana and federal rules can confirm whether it applies to a specific situation.
Indiana Medicaid does not pay for room and board in assisted living, but most states, Indiana included, run a waiver program that can cover personal care once a resident has spent down to the asset limit. Rules and waiting lists vary, so contact the Indiana Medicaid office directly.
Veterans and surviving spouses who qualify may receive the VA Aid and Attendance benefit, which can add several hundred dollars a month toward assisted living costs in Indiana. Contact the VA or a Indiana veterans service officer to apply.