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Nursing Home Cost Calculator

Estimate nursing home cost per month, semi-private vs private room, adjusted for your region.

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Results

Estimated monthly cost
Daily rate (adjusted)
Annual cost

Estimate only. Senior care costs vary widely by state and community.

How it works

We adjust the daily skilled-nursing rate for your region and room type, then multiply to monthly and annual costs.

Medicaid is the main payer: most long nursing-home stays end up covered by Medicaid after spend-down.

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The most expensive care tier

Skilled nursing facilities provide round-the-clock medical care and carry the highest price tag in senior living — frequently $8,000–$10,000+ a month, and well above that in high-cost states. Medicare covers only short rehab stays, so long-term residents rely on savings and then Medicaid once assets are spent down. Knowing the regional number early is essential for any family weighing long-term care.

Good to know

FAQs

How much is a nursing home?

Often $8,000–$10,000+/month; private rooms cost more.

Does Medicare pay?

Only short-term skilled care after a hospital stay, not long-term custodial care.

Who pays for long stays?

Private funds, long-term care insurance, then Medicaid after spend-down.

Is this a quote?

No — facilities vary; confirm directly.