Monthly and annual senior-care costs for Maryland.
Assisted living in Maryland runs about $4,950 a month on average, or $59,400 a year, based on this site's 2026 cost model. That puts Maryland about 10% above the $4,500 national average for a studio unit with light daily care. Medicare will not pay for any of the Maryland figure above.
Assisted living is private-pay in Maryland, full stop. Most Maryland families draw on savings first, then add proceeds from a home sale or a long-term care insurance payout if one exists. Maryland Medicaid offers a waiver program for residents who have spent down to the asset limit, and veterans should ask about the VA Aid and Attendance benefit, which can add several hundred dollars a month.
These are statewide Maryland averages for a studio or one-bedroom unit with light daily care, drawn from this site's 2026 cost model. Every Maryland community sets its own price, so treat the table as a planning start, not a quote.
| Period | Maryland average |
|---|---|
| Daily | $163 |
| Weekly | $1,140 |
| Monthly | $4,950 |
| Annual | $59,400 |
Veterans and surviving spouses who qualify may receive the VA Aid and Attendance benefit, which can add several hundred dollars a month toward assisted living costs in Maryland. Contact the VA or a Maryland veterans service officer to apply.
Usually, yes. Cities like Baltimore tend to run above the Maryland statewide average of $4,950 a month, while smaller towns and rural areas often run below it. Ask communities in Baltimore and Annapolis for current rate sheets to compare directly.
Yes. Assisted living in Maryland averages $4,950 a month, well under the roughly $7,900 national average for a nursing home semi-private room. Assisted living in Maryland costs less mainly because it does not include 24-hour skilled nursing care.