Monthly and annual senior-care costs for Massachusetts.
Assisted living in Massachusetts runs about $5,940 a month on average, or $71,280 a year, based on this site's 2026 cost model. That puts Massachusetts about 32% above the $4,500 national average for a studio unit with light daily care. Medicare will not pay for any of the Massachusetts figure above.
The $5,940 a month figure is a baseline for Massachusetts: a studio or one-bedroom unit, three meals, and light help with dressing, bathing, or medication reminders. Add a private room, memory care, or more hands-on nursing support and the Massachusetts price climbs from there. The assisted living cost calculator prices the exact Massachusetts combination instead of the statewide average alone.
Nationally, in Massachusetts and every other state, this site's model puts studio assisted living from about $3,510 a month in the lowest-cost regions to $7,200 in the highest. The $5,940 Massachusetts figure lands toward the higher end of that spread. Other Massachusetts care options worth comparing are in-home care for lighter needs and memory care when dementia is the primary diagnosis.
Massachusetts assisted living runs about $5,940 a month. Neighboring states can price higher or lower depending on labor costs and demand, so a family weighing Massachusetts against Connecticut or Rhode Island should compare current rate sheets rather than statewide averages alone.
No. Medicare covers hospital stays, doctor visits and short-term skilled nursing after a hospital stay, but it does not pay for the custodial care Massachusetts assisted living communities provide. Families cover the $5,940 monthly cost through savings, long-term care insurance, or Massachusetts Medicaid once they qualify.
The $5,940 figure covers a studio or one-bedroom unit, three meals a day, and light help with daily tasks like bathing or medication reminders. Memory care, a private room, or heavier nursing needs push the Massachusetts price higher than this baseline.