Monthly and annual senior-care costs for Tennessee.
Assisted living in Tennessee runs about $4,140 a month on average, or $49,680 a year, based on this site's 2026 cost model. That puts Tennessee about 8% below the $4,500 national average for a studio unit with light daily care. Medicare will not pay for any of the Tennessee figure above.
The $4,140 Tennessee figure comes from this site's 2026 cost model, which starts at the $4,500 national monthly average for a studio unit with light care and adjusts it by regional cost band. Tennessee sits in a band that runs about 8% below that national number. The model does not call individual communities, so for a binding number, ask Tennessee communities directly for a current rate sheet.
These are statewide Tennessee averages for a studio or one-bedroom unit with light daily care, drawn from this site's 2026 cost model. Every Tennessee community sets its own price, so treat the table as a planning start, not a quote.
| Period | Tennessee average |
|---|---|
| Daily | $136 |
| Weekly | $955 |
| Monthly | $4,140 |
| Annual | $49,680 |
Yes. Assisted living in Tennessee averages $4,140 a month, well under the roughly $7,900 national average for a nursing home semi-private room. Assisted living in Tennessee costs less mainly because it does not include 24-hour skilled nursing care.
Tennessee assisted living runs about $4,140 a month. Neighboring states can price higher or lower depending on labor costs and demand, so a family weighing Tennessee against Kentucky or Mississippi should compare current rate sheets rather than statewide averages alone.
No. Medicare covers hospital stays, doctor visits and short-term skilled nursing after a hospital stay, but it does not pay for the custodial care Tennessee assisted living communities provide. Families cover the $4,140 monthly cost through savings, long-term care insurance, or Tennessee Medicaid once they qualify.